Alabama Services
Real Estate and Property Management Services
Buy | Sell | Invest | Manage
At Southern Harbor Properties, we deliver strategic real estate brokerage and professional property management services built around one core objective: protecting and growing your real estate assets.
Whether you are purchasing a primary residence, selling a property, expanding an investment portfolio, or seeking reliable management for rental properties, we provide disciplined execution, market driven strategy, and responsive communication.
Our approach combines local expertise, data driven decision making, and modern systems to improve performance, reduce risk, and create long term value for homeowners and investors throughout Alabama.
Our Core Services
Buyer Representation
Investment Advisory
Seller Representation
Property Management
Tenant Placement Services
Bridge Loans
No DSCR Option
• Maximum LTC: 85% of purchase price plus verified completed CapEx if owned under 6 months
• Maximum LTV: 70%
• Minimum FICO: 660
• Loan Amount: $50K – $3MM
• Term: 12 months
• Property Types: SFR, 2-4 units, townhomes, PUD, warrantable condos
• Property Condition: C2 or better
DSCR Exit Option
• Maximum LTC: 85% of purchase price plus verified completed CapEx if owned under 6 months
• Maximum LTV: 70%
• Minimum DSCR: 1.10 based on lower of in-place rent or market rent
• Minimum FICO: 660
• Loan Amount: $50K – $3MM
• Term: 12 months
• Property Condition: C4 or better with no deferred maintenance
Rates Starting at 8.25%
Major Line Solutions® Makes Bridge Loans Easy